Sat. Nov 16th, 2019

Preparedness Radio

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How to Lower Your Hospital Bills with Al DiLiberto

3 min read

Doctor Prepper™ interviews Al DiLiberto about your hospital bills and how to reduce them!

Back in 2003, Al DiLiberto had an emergency clinic visit that turned into a 3-week hospitalization. The results of that incident drew his interest in the cost of medical care. When he received his 13-page itemized invoice for treatment, he realized there were many overcharges and items charged that were not part of his stay.

Initially, the emergency hospital visit of about 2 hours was $20,000, and then the hospital stay amounted to more than $140,000!  Though his insurance covered most of it, the 2 hospitals were asking for additional money from him personally. He learned about the benefits and the need for hospital advocacy through a friend whose business was reviewing medical bills for worker’s compensation claims. Thanks to her review, Al learned that he had been overcharged and was eventually able to avoid having to pay all the overcharges to either hospital.

 How to Lower Your Hospital Bills with Al DiLiberto [ 48:32 ] Hide Player | Play in Popup | Download

Al became more interested, and since he was in the medical care business, he began to learn the following about the pain of modern medicine:

  • Medical bills are the biggest cause of U.S. Bankruptcies
  • In 2013, there were more than 600,000 Medically-related bankruptcies (there were only 369,000 home fires in the same year!)
  • You must have fire insurance on your home in order to get a mortgage.
  • You’re not required to have health insurance to get a mortgage, yet you risk losing your home if you have serious medical bills.
  • Unfortunately, medical insurance doesn’t fill the bill completely. With co-pays and high deductibles of $5,000 or $10,000––and more––many, many people will accumulate medical bills this year that they can’t pay off. The Affordable Health Care act isn’t going to eliminate the personal share problem.
  • The Henry Kaiser Family Foundation has much information on this. Do a Google search for the report: Medical Debt Among People With Health Insurance.

There are many examples in that published report of people who’ve gone through the same problem––and many of them had health insurance!

  • Of course, folks without health insurance have a serious problem if they’re hospitalized.
  • You wouldn’t risk not having fire insurance on your home––so why risk losing it to medical bills?

Al has a plan with a solution that can allow you to be prepared for future hospital bills you must pay yourself that are not covered by insurance. You can potentially wipe out 80% or more of them. And this solution soon will be able to do the same for past hospital bills you’ve already incurred. This program can help folks avoid credit damage, bankruptcy, and financial ruin.  The premium for this valuable service is less than the cost of a family visit to a fast-food restaurant!

Al will send you all the detailed information to you––just drop him an email.

This advocacy plan will get you an experienced professional who will work directly with your hospital to reduce or eliminate your hospital bill.

Al’s worldview is uplifting, inspirational, and thought-provoking, sprinkled with a bit of satire and a few winks of humor. His future commentaries on Preparedness Radio could also be called “Preparedness Moments.”

In addition to years of commentary already recorded, Al shares additional experiences and anecdotes from his self-published restaurant book, “You Want to Open a Restaurant—Are You Nuts,” from his library, and his lifetime of experience.

Al also shares the wisdom found in stories, fables, and anecdotal tales that delight as well as instruct.

Essentially, Al envisions a Lifestyle approach to preparing for the future so that people will have more tools and resources to face life’s challenges more lightheartedly and with confidence, rather than with apprehension.

Listeners can discover more about AmeriPlan Health® discount healthcare plans for preppers, survivalists, homesteaders, and all other American families at

If you need additional information, you can call him, preferably in the afternoon, at (210) 473-7939 CDT.

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